Sumitomo Mitsui Financial Group (MEX:SMFG N) Cyclically Adjusted PS Ratio: 4.44 (As of Aug. 01, 2026) — 176% Above Median

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MEX:SMFG N Sumitomo Mitsui Financial Group Inc MEX:SMFG N
71 GF Score
Price MXN303.29
GF Value MXN207.40
! 6 Warning Signs
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What is Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio?

Sumitomo Mitsui Financial Group MEX:SMFG N 71 Cyclically Adjusted PS Ratio is 4.44 as of Aug. 01, 2026, which is 176% above its 10-year median of 1.61. GuruFocus rates MEX:SMFG N with a GF Score™ of 71/100 and a GF Value™ of MXN207.40. The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Sumitomo Mitsui Financial Group ranks worse than 84.76% on this metric.

As of today (2026-08-01), Sumitomo Mitsui Financial Group's current share price is MXN303.29. Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN68.33. Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio for today is 4.44.

The historical rank and industry rank for Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:SMFG N' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.93   Med: 1.61   Max: 6.35
Current: 6.04

During the past years, Sumitomo Mitsui Financial Group's highest Cyclically Adjusted PS Ratio was 6.35. The lowest was 0.93. And the median was 1.61.

MEX:SMFG N's Cyclically Adjusted PS Ratio is ranked worse than
84.76% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs MEX:SMFG N: 6.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sumitomo Mitsui Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN28.014. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN68.33 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sumitomo Mitsui Financial Group  (MEX:SMFG N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio Related Terms


Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio Chart

Sumitomo Mitsui Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.77 2.89 3.52 4.44

Sumitomo Mitsui Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.52 3.35 3.76 4.51 4.44

MEX:SMFG N vs JPM, BAC, WFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Diversified subindustry, Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio falls into.


MEX:SMFG N
71GF Score
Sumitomo Mitsui Financial Group Inc MEX:SMFG N
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=303.29/68.33
=4.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sumitomo Mitsui Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=28.014/112.7000*112.7000
=28.014

Current CPI (Mar. 2026) = 112.7000.

Sumitomo Mitsui Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 26.396 98.100 30.324
201609 20.118 98.000 23.136
201612 37.772 98.400 43.261
201703 27.220 98.100 31.271
201706 25.886 98.500 29.618
201709 13.183 98.800 15.038
201712 45.574 99.400 51.672
201803 29.399 99.200 33.400
201806 28.141 99.200 31.971
201809 11.518 99.900 12.994
201812 44.455 99.700 50.252
201903 23.805 99.700 26.909
201906 19.506 99.800 22.027
201909 21.584 100.100 24.301
201912 19.384 100.500 21.737
202003 24.029 100.300 27.000
202006 22.994 99.900 25.940
202009 24.415 99.900 27.543
202012 21.578 99.300 24.490
202103 20.426 99.900 23.043
202106 20.949 99.500 23.728
202109 23.048 100.100 25.949
202112 22.725 100.100 25.585
202203 22.466 101.100 25.044
202206 20.730 101.800 22.950
202209 21.124 103.100 23.091
202212 18.753 104.100 20.302
202303 17.049 104.400 18.404
202306 18.339 105.200 19.646
202309 18.571 106.200 19.708
202312 18.936 106.800 19.982
202403 21.924 107.200 23.049
202406 20.955 108.200 21.827
202409 30.371 108.900 31.431
202412 24.848 110.700 25.297
202503 26.581 111.100 26.964
202506 24.821 111.700 25.043
202509 29.213 112.000 29.396
202512 26.804 113.000 26.733
202603 28.014 112.700 28.014

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.44 mean?
Sumitomo Mitsui Financial Group (MEX:SMFG N) has a Cyclically Adjusted PS Ratio of 4.44 as of Aug. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sumitomo Mitsui Financial Group and its competitors. This is 176% above median its historical median of 1.61. Over the past decade, Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio has ranged from 0.93 to 6.35. According to the industry distribution chart, Sumitomo Mitsui Financial Group ranks #1101 out of 1299 companies in the Banks industry, placing it in the top 84.8%.
Is Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio too high?
Sumitomo Mitsui Financial Group's current Cyclically Adjusted PS Ratio of 4.44 is 176% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 6.35. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Sumitomo Mitsui Financial Group's value of 4.44 is 29.4% above this industry median. Based on the distribution chart, Sumitomo Mitsui Financial Group ranks #1101 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Sumitomo Mitsui Financial Group ranks #1101 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Sumitomo Mitsui Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Sumitomo Mitsui Financial Group's value of 4.44 is 29.4% above this benchmark. Historically, Sumitomo Mitsui Financial Group's own Cyclically Adjusted PS Ratio has ranged from 0.93 to 6.35 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 3.43, Sumitomo Mitsui Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sumitomo Mitsui Financial Group's current Cyclically Adjusted PS Ratio of 4.44 is 29.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sumitomo Mitsui Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Financial Group's current Cyclically Adjusted PS Ratio is 4.44, which is 176% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Sumitomo Mitsui Financial Group (MEX:SMFG N) has a current Cyclically Adjusted PS Ratio of 4.44. The stock's GF Value™ is MXN207.40, compared to a current price of MXN303.29 — trading 46.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.44, which is 176% above median its 10-year median of 1.61 and 29.4% above the Banks industry median of 3.43. Sumitomo Mitsui Financial Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (MEX:SMFG N), the current Cyclically Adjusted PS Ratio is 4.44 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Financial Group (MEX:SMFG N) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued. The current stock price of MXN303.29 is trading 46.2% above its estimated GF Value™ of MXN207.40.

Key valuation signals for MEX:SMFG N:

  • Cyclically Adjusted PS Ratio: 4.44 (176% above median its 10-year median of 1.61)
  • GF Value™: MXN207.40 vs. price of MXN303.29 (46.2% above fair value)
  • GF Score™: 71/100 with 6 warning signs
  • Industry Position: 29.4% above the Banks median (#1101 of 1299)

No single metric tells the full story. See the MEX:SMFG N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sumitomo Mitsui Financial Group Business Description

Address 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
71GF Score

Get the complete analysis for MEX:SMFG N

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN303.29
Price
MXN207.40
GF Value